Bridge Loans in St. Johns County Florida
At GOT LOI, we specialize in providing fast and flexible Bridge Loans in St. Johns County Florida for real estate investors, developers, and property owners. Our bridge loans are ideal for those needing short-term financing to secure new properties before selling an existing asset, refinance quickly, or close under tight timelines.
Bridge Loan Program
Our bridge loan program offers asset-based funding solutions designed for short-term use—typically 6 to 18 months. These loans are used to bridge gaps in traditional financing, purchase distressed properties, or take advantage of time-sensitive investment opportunities. No income documentation or tax returns required.
Why Choose Private Loans Over Banks
Banks require tax returns, high credit scores, and extensive underwriting. GOT LOI provides a faster, more flexible solution based on property value and investment potential. We support investors with unique deals, distressed purchases, or urgent needs with same-day funding decisions.
Trusted Local Lending in Florida
Serving real estate investors across Florida, GOT LOI has funded 1,000+ projects across the state. Trusted in communities from Miami to Jacksonville, we understand the unique timelines, permitting, and insurance challenges of Florida’s real estate market—especially in coastal counties like St. Johns.
How to Qualify
– Property under contract or ready to list
– Defined exit strategy (sale, refinance, rehab)
– Scope of work and project timeline
– Minimum equity or down payment
– Decision within 24–48 hours of full submission
Property Types Eligible
– Single-family rentals and flips
– Duplexes and triplexes
– Multifamily buildings (5+ units)
– Commercial buildings (retail, office, mixed-use)
– Lots or partially improved properties with exit plan
Fast Funding Timelines
Bridge loans can close in as little as 5–7 business days. We work with Florida-based title companies, inspectors, and appraisers in St. Augustine, Ponte Vedra Beach, Nocatee, and surrounding areas to ensure seamless and fast closings.
Scope of Work & Local Lending Knowledge
Typical use cases include down payments on new purchases, short-term renovation work, or debt payoff to clear title. Our team is familiar with St. Johns County’s fast-moving markets, historical building codes, and inspection timelines.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals