Commercial Property Construction in St. Lucie County Florida
GOT LOI offers fast and flexible Commercial Property Construction Loans in St. Lucie County Florida for investors and developers building office, retail, multifamily, and mixed-use projects. We specialize in short-term, private construction funding that helps you break ground quickly and stay on schedule—without the restrictions of traditional bank loans.
Commercial Property Construction Loan Program
Our commercial property construction loans are asset-based, interest-only loans designed for ground-up developments and major commercial rehab. We fund site acquisition, permitting, infrastructure, vertical build, and final improvements. No tax returns, W2s, or corporate financials required.
Why Choose Private Lending Over Banks
Banks often require months of underwriting, rigid qualification criteria, and income documentation. GOT LOI cuts through the red tape. We lend based on your property’s projected value, development plan, and local market potential—not your personal finances.
Trusted Lending Experience in Florida
GOT LOI has funded more than 1,000 commercial and residential construction projects across Florida. We are trusted by developers from Miami to Jacksonville. Our team understands coastal permitting, hurricane mitigation requirements, and construction risk underwriting unique to St. Lucie County.
How to Qualify
– Provide building plans, approved permits, and projected timeline
– Share a detailed construction budget and contractor scope
– Demonstrate experience or partner with a licensed GC
– Present your exit strategy (lease-up, refinance, or sale)
– Receive same-day pre-approval and close within 7–10 business days
Property Types Eligible
– Office buildings
– Retail plazas and shopping centers
– Apartment complexes and multifamily (5+ units)
– Medical and dental facilities
– Mixed-use commercial-residential developments
Fast Funding Timelines
Our private lending process allows you to break ground faster than with traditional financing. We close most loans in 7–10 business days and provide flexible draw schedules aligned with your inspection milestones and subcontractor needs. We operate efficiently throughout Port St. Lucie, Fort Pierce, and the Treasure Coast.
Scope of Work and Local Requirements
Your scope of work should include foundation, framing, roofing, electrical, HVAC, and ADA compliance. Projects near the coast require wind mitigation, impact windows, elevation certificates, and flood zone compliance. Our team assists with title coordination, local inspections, and draw approvals to keep your build on track.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals