Construction Loans Ground Up in St. Lucie County Florida
At GOT LOI, we offer fast, flexible Construction Loans Ground Up in St. Lucie County Florida for real estate investors, developers, and contractors. Whether you’re building a custom home, multifamily units, or a commercial development, our private lending programs help you move from raw land to completed structure without delay.
Construction Ground Up Loan Program
Our ground-up construction loans are asset-based and structured to fund your project in phases—covering acquisition, site prep, vertical build, and final improvements. No tax returns or traditional income documentation required.
Why Private Loans Beat the Banks
Traditional banks take months, require tax returns, and won’t approve projects in coastal zones without massive red tape. GOT LOI simplifies the process—no income docs, no W2s, just a solid plan and a great property.
Local Lending Experience in Florida
Serving real estate investors across Florida, GOT LOI has funded 1,000+ ground-up construction projects. Trusted in communities from Miami to Jacksonville, we understand Florida’s permitting delays, hurricane construction codes, and local inspection timelines in areas like St. Lucie County.
How to Qualify
– Submit project plans, site permits, and development timeline
– Show experience or hire a licensed general contractor
– Provide budget and scope of work
– Clear exit strategy (sale, refi, rental hold)
– Get pre-approved in 24–48 hours
Property Types Eligible
– Single-family spec homes
– Duplexes and multifamily (up to 30 units)
– Small commercial and retail buildings
– Mixed-use developments
– Residential subdivisions
Fast Funding Timelines
We close construction loans in as little as 7–10 business days. Our Florida-based team works directly with title agents, contractors, and permit offices across Port St. Lucie, Fort Pierce, and the Treasure Coast.
Scope of Work and Local Requirements
Your scope of work should include foundation, framing, MEP, roofing, and finishing. In coastal areas of St. Lucie County, expect requirements like impact-rated windows, elevation certifications, and floodplain compliance. Our team coordinates with local inspectors and title offices to ensure smooth draws and milestones.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals