Fix and Flip Loans in St. Lucie County Florida
GOT LOI offers fast, flexible Fix and Flip Loans in St. Lucie County Florida for real estate investors and rehabbers targeting distressed or undervalued properties. Whether you’re flipping homes in Port St. Lucie, Fort Pierce, or surrounding zip codes, our private lending programs are designed to help you close quickly, fund rehab, and maximize ROI.
Fix and Flip Loan Program
Our fix and flip loans are short-term, interest-only loans based on the after-repair value (ARV) of your property. We finance both the purchase and renovation, with no income docs or tax returns required. Ideal for experienced flippers and first-time investors alike.
Why Choose Private Loans Over Banks
Banks require perfect credit, tax returns, and long approval processes. GOT LOI provides fast, common-sense lending for real estate investors based on property value—not your personal finances. Get rehab funding built into your loan with fewer restrictions.
Trusted Lending Experience in Florida
GOTLOI has funded over 1,000 real estate investment projects throughout Florida. Trusted in communities from Miami to Jacksonville, we understand permitting, hurricane compliance, and renovation challenges unique to St. Lucie County properties.
How to Qualify
– Provide the property address and purchase agreement
– Submit your renovation budget and timeline
– Outline your exit strategy (resell, refinance, or rental)
– Receive a term sheet within 24–48 hours
Property Types Eligible
– Single-family homes
– Duplexes, triplexes, and fourplexes
– Townhomes and condos
– Small multifamily (under 10 units)
Fast Funding Timelines
Fix and flip loans can close in 5–10 business days. Our team works with local title companies, appraisers, and inspectors across St. Lucie County to ensure fast, smooth transactions and rehab draws.
Scope of Work & Local Requirements
Common rehab work includes kitchens, bathrooms, flooring, roofing, HVAC, and curb appeal. In St. Lucie County, properties in flood zones or hurricane-prone areas may require upgraded windows, wind mitigation, and elevation certificates.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals