Hard Money Loans in Volusia County Florida

hard money

Hard Money Loan Program

GotLOI.com provides reliable and fast hard money loans in Volusia County, Florida for real estate investors, flippers, and developers. Whether you’re acquiring a fix and flip opportunity, funding a bridge loan, or purchasing a distressed property, our private lending programs are tailored for quick closings, minimal paperwork, and high leverage.

Why Use a Private Hard Money Loan Instead of a Bank?

Banks can’t fund fast and rarely approve distressed properties or investor flips. With GotLOI.com, there’s no income verification, no credit score minimums, and no endless paperwork. We focus on the asset—not your personal finances.

How to Qualify

We underwrite based on the value of the asset and your exit strategy, not your tax returns or personal income. If your project has a solid plan and the numbers make sense, we can fund it fast. You may qualify if you are:

  • A real estate investor or flipper
  • A contractor with a renovation-ready property
  • An investor needing short-term funding for time-sensitive deals

Property Types Eligible

We fund the purchase, rehab, or refinance of:

  • Single-family investment homes
  • Duplexes, triplexes, and fourplexes
  • Small multifamily buildings
  • Mixed-use or light commercial real estate

Fast Funding Timelines

Most deals can close within 5–7 business days. Our Florida-based underwriting team provides same-day term sheets and works closely with title and escrow to expedite funding.

Volusia County Real Estate Investment Expertise

GotLOI.com has helped fund over 1,000 investment deals across Florida. From Daytona Beach to DeLand and Port Orange, we understand the market cycles, zoning laws, rehab timelines, and permitting issues specific to Volusia County and the surrounding Central Florida region.

Private Hard Money Loans vs. Traditional Bank Loans

Flexible terms built for real estate investors

High leverage on ARV

Close in under a week

Rehab draws and fix-and-flip financing

No income docs or W2s

Ready to Fund Your Next Deal?

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals