Fix and Flip Loans in Walton County Florida

Fix and Flip

Fix and Flip Loan Program

GOTLOI offers real estate investors in Walton County fast, reliable funding solutions for short-term fix and flip projects. Whether you’re acquiring a distressed property or renovating a rental, our private lending programs are designed to help you close quickly, rehab efficiently, and list for profit. We specialize in funding properties across Santa Rosa Beach, DeFuniak Springs, Freeport, and investor-favored neighborhoods.

How to Qualify

Qualification is streamlined and asset-based. We focus on the strength of the deal, not your income documents or tax returns.

  • First-time or experienced flippers
  • Strong renovation plan and exit strategy
  • Scope of work and after-repair value (ARV)
  • Local market experience or licensed contractor support

Property Types Eligible

  • Single-family homes
  • Townhomes and condos
  • Duplexes, triplexes, and fourplexes
  • Mixed-use residential with retail frontage

Fast Funding Timelines

We close in as little as 5–7 days. No delays from bank underwriting. We fund purchase price, rehab costs, and in many cases, up to 90% LTC.

Local Expertise You Can Trust

GOTLOI has funded 1,000+ projects from Miami to Jacksonville. In Walton County, we understand permitting timelines, coastal zone regulations, and hurricane risk compliance. Serving real estate investors across Florida. Trusted in communities from Miami to Jacksonville.

Private Fix and Flip Loans vs. Banks

Flexible draw schedules

Based on ARV

Close in days

Rehab funds included

No income verification

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Florida lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals